FP&A Data Analyst

WHAT WE'RE LOOKING FOR Do you like knowing exactly why a number moved? As an FP&A Data Analyst at ARQ, you'll own the data foundations behind our revenue, cost and management reporting. You'll sit between Finance and Engineering: building the models that tell us how the business is performing, keeping them accurate every day, and turning them into insight that leadership uses to make decisions. This is a hands-on role for someone who is as comfortable in a dbt project or a Python codebase as in a P&L.

You'll work closely with Finance, Treasury and Engineering, and your work will feed management, investor and regulatory reporting directly. WHAT YOU'LL BE DOING - Own the finance data layer: Maintain and extend our dbt repo. That means building and refactoring models, writing tests, and keeping finance data clean, documented and reliable. - Revenue and cost models: Build and maintain the models behind revenue, unit economics and operations costs (payment rails, FX, card, banking partners, vendors) across our markets. - Management accounts: Support daily and monthly management accounts on both accrual and cash basis.

Reconcile them to source systems and explain movements. - Budgeting and forecasting: Feed actuals into the budget and forecast, run variance analysis, and help Finance understand what is driving performance. - Python services: Help maintain and improve the internal Python services and pipelines that support finance reporting and reconciliation. - Data mapping and requirements: Map data sources across our product and payments stack, and document business logic and assumptions so others can trust and reuse your work. - Onboard new business: When we launch a new product, partner or market, make sure it flows correctly into financial reporting, controls and processes. - Dashboards and reporting: Build and improve dashboards with Finance and Controllership that track key metrics and surface business drivers. - Anomalies and controls: Spot breaks, unusual spikes or data quality issues early, find the root cause, and fix it at the source. - Data literacy: Help the wider team understand and self-serve finance data.

WHAT YOU'LL NEED - 3+ years in a data, analytics or FP&A role, ideally in fintech, banking or payments - Strong SQL and solid Python - Hands-on experience with dbt (or a similar transformation tool) and version control (Git) - A good grasp of financial statements, management accounts and core finance concepts (accruals, revenue recognition, unit economics) - A quantitative background, through education or experience - Strong attention to detail and a quality-first mindset, while still able to work to tight deadlines - Clear communication: you can explain a variance to a CFO and a data model to an engineer - Initiative to automate repetitive work and improve how things are done NICE TO HAVE - Experience with regulatory or external reporting - Exposure to reconciliations, treasury or general ledger data - Experience with BI tools (Metabase, Looker, Power BI) and orchestration tools (Airflow or similar) - Experience maintaining production code: code review, testing, CI/CD - Spanish or Portuguese proficiency BENEFITS - Competitive salary - Sign-on stock options bonus, so you share in the company's success - Discretionary performance bonus (stock options) - Paid annual leave - Real ownership of work that directly affects how the business is run - The latest technology to work with - A strong team that will help you grow your skills