Credit Analyst I

Location: AutoNation Business Operations Support

We are seeking an experienced Auto Loan Analyst in our Irving Texas location to underwrite auto loan applications from the AutoNation network of dealers. This role is critical in ensuring compliance with regulatory standards, managing risk, and driving operational excellence. The ideal candidate will have strong credit skills and a proven ability to underwrite loans within the company guidelines.

Compensation: The anticipated pay range is $25.24-$42.07 per hour, depending on experience, qualifications, and relevant skills.

Key Responsibilities

Credit Analysis & Approval

• Review and analyze auto loan applications, credit reports, income verification, and collateral details.
• Make credit decisions within assigned authority limits and escalate complex cases as needed.
• Ensure compliance with federal, state, and company lending regulations (e.g., Fair Lending, ECOA).
• Maintain up-to-date knowledge of industry standards and regulatory changes.
• Analyze trends and recommend process improvements.
• 5+ years of experience in auto finance credit management or underwriting, with at least
• Strong knowledge of credit, lending regulations, and risk assessment.
• Proven ability to originate performing auto loans

Preferred Skills

• Proficiency in loan origination systems and credit analysis tools.
• Ability to work under pressure and meet deadlines.
• Strong negotiation and decision-making abilities.
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$25.24 - $42.07

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Exciting Benefits and Perks Await You

Competitive compensation and 401k matching

Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.

Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear

Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers

Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve.

AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.