FVP, Portfolio Manager Lead

Location: New York, NY

Axos Bank

Target Range

• $205,000.00/Yr. - $230,000.00/Yr.
• Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
• Eligible for an Annual Discretionary Cash Bonus Target: 25%
• Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 25%
• These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The FVP, Portfolio Manager Lead is responsible for leading the ongoing management, oversight, and risk monitoring of a portfolio of Non-Real Estate Lender Finance (NRELF) relationships. This role oversees a team of portfolio managers and analysts responsible for evaluating portfolio performance, monitoring collateral and covenant compliance, identifying emerging credit risks, and supporting the long-term profitability and credit quality of the portfolio.

The ideal candidate brings extensive experience in lender finance, specialty finance, asset-backed lending, and structured credit facilities, along with strong leadership capabilities and a deep understanding of credit risk management. This position serves as a key partner to Relationship Management, Underwriting, Credit Administration, and Executive Leadership to support portfolio growth while maintaining prudent risk discipline.

Responsibilities

• Lead a team responsible for the ongoing monitoring and management of a portfolio of lender finance relationships, including specialty finance companies, consumer lenders, equipment finance companies, funders, and other non-bank financial institutions
• Oversee portfolio performance, collateral quality, covenant compliance, advance rates, borrowing base reporting, and overall credit risk exposure
• Review borrower financial performance, collateral trends, concentration risks, and portfolio metrics to identify emerging issues and recommend appropriate risk mitigation strategies
• Direct the preparation and review of annual credit reviews, risk rating assessments, amendments, waivers, and portfolio reporting
• Partner with Relationship Managers, Underwriters, and Credit Approvers throughout the life cycle of lending relationships
• Support structuring, underwriting, and execution of new transactions, renewals, and modifications
• Ensure timely completion of portfolio monitoring requirements, covenant testing, borrowing base reviews, field examinations, and third-party reporting
• Provide leadership, coaching, and development to portfolio management staff while fostering a culture of accountability, collaboration, and continuous improvement
• Monitor adherence to internal credit policies, regulatory expectations, audit standards, and risk management frameworks
• Prepare and present portfolio performance, risk trends, and concentration analyses to senior management, credit committees, and risk committees
• Drive process improvements, reporting enhancements, and portfolio management best practices to improve operational efficiency and risk oversight