VP/FVP, Portfolio Management - CRESL

Location: HQ - San Diego, CA

Axos Bank

Target Range

• $120,000.00/Yr. - $150,000.00/Yr.
• Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
• Eligible for an Annual Discretionary Cash Bonus Target: 25%
• Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 25%
• These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

*Target bonus can range from 25%-50% depending on level of experience*

The VP/FVP, Portfolio Management – CRESL is a senior credit professional responsible for the post-closing administration and oversight of the bank’s largest and most complex Commercial Real Estate Specialty Lending (CRESL) relationships, with a focus on construction and structured facilities, including note-on-note transactions. Reporting to the SVP, Deputy Chief Credit Officer and Head of Credit Administration, this role leads the evaluation and execution of modifications, amendments, waivers, extensions, maturity management, and other servicing matters while serving as a senior credit resource to borrowers, sponsors, and counsel.

The VP/FVP partners closely with Portfolio Management and Production to effectively manage existing relationships, maintain strong credit discipline, and enable the Production team to remain focused on sourcing and originating new business. The role may also support other complex commercial real estate transactions based on business needs.

Responsibilities

• Serve as the primary post-closing credit contact for a portfolio of large, complex construction and structured finance facilities
• Manage and evaluate modifications, amendments, waivers, extensions, consents and other servicing requests, including credit analysis and approval recommendations
• Proactively manage upcoming maturities, extensions and refinance strategies, escalating emerging risks as appropriate
• Negotiate modification and extension terms with borrowers, sponsors and counsel within delegated authority
• Partner with Legal and outside counsel to execute amendments, extension agreements and other complex transaction documentation
• Serve as a senior credit liaison to clients while partnering with Production on relationship management and identifying additional business opportunities
• Provide senior oversight of construction draws, covenant monitoring, annual reviews, risk ratings, inspections, appraisals and other portfolio activities
• Coordinate with Portfolio Management, Credit Officers and Special Assets to address exceptions and emerging credit risks
• Provide portfolio management and modification support for construction lending, real estate lender finance and other complex CRE transactions
• Support credit policies, regulatory and audit requirements, process improvements and portfolio administration standards
• Train and mentor Production and Credit Administration staff and perform additional responsibilities based on business needs
• Additional Locations: New York, NY