Associate, Treasury Settlements & Loan Administration

About Us BACB is a UK bank that offers trade finance and complementary products to clients in specialist markets, especially Africa and the Middle East. We have been helping businesses with trade finance and complementary products for over half a century, focusing on trade flows to and from Africa and the Middle East as well as real estate in the UK. Our in-depth knowledge of the countries and practices where our clients operate ensures that we put them first.

Additional Info Hybrid Working: 3 days onsite, 2 from home Location: City of London Contract Type: Permanent Job Summary The Associate role supports the controlled and timely delivery of all Treasury settlements and Loan related activities. The role provides oversight of BAU workflow, reviews and authorises work prepared by analysts ensuring transactions are complete, accurate and compliant against controls and procedures.

When required, the Associate provides day-to-day cover for the Team manager by coordinating workloads, monitoring service delivery and escalating material issues. Overall accountability for the department, formal people management, policy ownership and decisions outside delegated authority remains with the Team Manager. Key Work Outputs and Accountabilities · Supervise the daily BAU and completion of Treasury Settlements and Loans Administration activities. · Review and authorise transactions and operational work prepared by Analysts, in accordance with delegated authority and maker-checker controls. · Confirm that supporting documentation, system entries and settlement instructions are complete and accurate before authorisation. · Monitor transaction queues, market cut-offs, reconciliations and outstanding exceptions, ensuring that all dealing activity is within regulatory and Bank limitations. · Act as the first escalation point for complex queries, settlement breaks and operational issues. · Provide practical guidance, coaching and technical support to Analysts. · Support adherence to procedures, control standards and regulatory requirements. · Identify errors, control weaknesses or recurring issues and escalate them appropriately. · Assist with management information, KPI monitoring, procedural updates, audits and change initiatives. · Provide supervisory cover for the Team Manager, including workload coordination, routine stakeholder updates and operational handovers. · Refer matters outside delegated authority to the Team Manager or relevant senior manager.

Required Qualifications and Experience · Proven experience within Treasury Operations, Treasury Settlements, Loan Administration or a comparable banking operations environment. · Experience reviewing, checking or authorising operational work in accordance with delegated authority, maker-checker controls and internal procedures. · Working knowledge of Treasury settlement processes, payment/settlement instructions, confirmations, value dates, market cut-offs, SWIFT messaging and Nostro reconciliation principles. · Working knowledge of loan administration activities, including drawdowns, rollovers, repayments, interest adjustments, fee processing, notices and facility-related system updates. · Experience monitoring operational queues, reconciliations, exceptions and outstanding items to support timely resolution and controlled service delivery. · Ability to identify operational risk, errors, control weaknesses and recurring issues, escalating matters appropriately and supporting remediation activity. · Good understanding of banking controls, regulatory expectations, audit requirements, record keeping and the importance of accurate evidence retention. · Confident communicator with the ability to support analysts, coordinate daily workflow, provide practical guidance and liaise effectively with internal stakeholders. · Proficient in Microsoft Office, particularly Excel, with the ability to use banking systems and operational workflow tools accurately. · Relevant banking, operations, treasury, loans or financial services qualifications are desirable but not essential.