- About Company: Sign3 Labs builds an AI-native fraud and
- customer intelligence platform for Indian Financial Services. We are a
- venture-backed company working with major banks, NBFCs, small finance banks,
- enterprises and FinTechs across India.
- We are past product-market fit on our core
- offering and are scaling commercially. Headcount is small but expanding across
- engineering, data science, GTM and operations.
- Role: Finance & Accounts - Chartered Accountant
Roles & Responsibilities
- Controllership and close
- Monthly close in ≤ 7 working days.Revenue
- recognition (SaaS + usage-based), deferred revenue, accrued revenue, vendor
- accruals, payroll, reimbursements, capitalisation policy.
- Books and books of record. Own the chart
- of accounts, ledgers and the accounting tool (currently Zoho/Tally — your call
- on whether we migrate). Keep a clean, audit-ready trail.
- Statutory compliance.GST, TDS, PF/ESIC,
- PT, advance tax, ROC filings, transfer pricing if/when applicable. No
- surprises, no late fees.
- Audits. Statutory, tax and internal
- audits end-to-end. Client-led financial due-diligence and vendor assessments
- from banks are a normal part of the job and should be handled calmly.
- FP&A and founder-facing work
- Monthly MIS and board pack.Revenue
- bridge, cohort-level ARR, gross margin, burn, runway, cash conversion, KPI
- dashboard. Turns around in ≤ 5 working days after close.
- Rolling 18-month plan. Own the model. Own
- the sensitivities. Founders should be able to ask “what if we hire six more
- engineers and delay the next round by a quarter?” and get an answer the same
- afternoon.
- Unit economics. CAC, payback, LTV/CAC,
- contribution margin by client segment. The number everyone quotes should be the
- one you computed.
- Pricing and deal desk.Sit with the sales
- team on large bank and FinTech deals. Model the commercial, pressure-test MSA
- terms (payment cycles, LD clauses, pass-through costs), flag anything that
- quietly damages gross margin.
- Fundraising, investor and board
- Data room. Keep it live and pristine —
- cap table, financials, KPIs, contracts, compliance, policies. Diligence should
- take days, not weeks.
- Monthly investor update. Draft the
- numbers section; partner with founders on commentary.
- Cap table and ESOP. Cap-table hygiene,
- pool management, grant letters, exercise/vesting tracking, 409A-equivalent
- valuation exercises and related-party disclosures.
- Controls, treasury and vendors
- Expense and procurement controls.Approval
- matrix, corporate-card policy, vendor onboarding and KYC. Controls that a bank
- auditor would nod at without slowing the business down.
- Treasury. Cash and liquidity across
- operating and FD accounts, FX for overseas spend, basic hedging where it
- matters.
- Payroll and vendor payments.On time,
- every cycle.
Required Skills
Qualified Chartered Accountantwith 4–6
- years of post-qualification experience, ideally a mix of Big-4 / tier-1 audit
- and an in-house role at a venture-backed startup.
- Strong SaaS or FinTech accounting background.Revenue recognition under Ind AS 115 for SaaS and usage-based contracts is
- second nature.
- Real fundraising exposure. You have
- worked through at least one equity round on the company side — data room, DD,
- SHA/SSA schedules, closing mechanics.
- Strong Excel and financial modelling.You
- can build a clean three-statement model and a cohort/ARR waterfall from
- scratch.
- Accounting stack fluency.Tally, Zoho
- Books or QuickBooks at the very least; bonus if you have run a migration or an
- ERP evaluation.
- Clear writing and composure. You can say
- “no” to a founder with a number, and walk an investor through a miss without
- flinching.
- Strong plus
- Experience working with a B2B company whose
- customers are banks or NBFCs — you understand their procurement, vendor risk
- and payment cycles.
- Exposure to vendor/data-privacy compliance
- frameworks (SOC 2, ISO 27001, DPDP Act readiness) from the finance side.
Experience with Carta / equity-management tools
- and ESOP administration.
- A view on what a finance function should look like at 50 people vs 200
- people, and how to hire towards it.
What We Offer
- Competitive cash compensation and a meaningful
- ESOP grant with a clear vesting schedule.
- Health insurance for you and your family.
- The chance to build a finance function from the
- ground up at a company that is already revenue-generating — not from zero, but
- from something worth shaping.
Job description provided by Cedar Management Consulting.
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