Location: Mumbai Maharashtra India
The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Responsibilities
Resolve issues and recommend solutions to moderate problems
Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
Serve as an industry expert and advisor
Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
Develop risk management framework and processes for funds
Advise businesses and clients on transaction structures and negotiate credit terms
Has the ability to operate with a limited level of direct supervision.
Can exercise independence of judgement and autonomy.
Acts as SME to senior stakeholders and /or other team members.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
- 2-5 years of relevant experience
- Experience in financial analysis, accounting and valuation
- Consistently demonstrate clear and concise written and verbal communication
Education
Bachelor's degree/University degree or equivalent experience
Job Family Group
Risk Management
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Job Family
Portfolio Credit Risk Management
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Time Type
Full time
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Most Relevant Skills
Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.
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Other Relevant Skills
Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
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Job description provided by Citigroup.
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