Coface Finance/FinTech

Account Manager, TCI

Japan Hybrid Full-time

At Coface we make trade happen everyday

Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.

Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners!

MISSION

  • Maximize revenue and retention of profitable clients, whilst taking into account the loss ratio and the Weighted Average Portfolio.
  • Provide customers with the highest level of service starting from the inception date of the contract in order to build trust and solid relationship with clients.
  • Actively promote new products and solutions of Coface within the existing clients in order to maximize up-selling effect.
  • Manage the customer relationship throughout the client life cycle.

MAIN RESPONSIBILITIES

Customer relationship management

  • Personally contact and secure existing customers accounts via regular and proactive communication.
  • Build strong customer relationships and create a sense of mutual trust and beneficial reliance with existing clients.
  • Make telephone calls and in-person visits and presentations to existing customers.
  • Provide good customer service by responding swiftly to queries and concerns from clients.
  • Consult on the most effective cover for a particular need.
  • Prepare bids and price quotations.

Portfolio management

  • Deliver renewal revenue and achieve maximum sales profitability, growth and account penetration within an assigned portfolio of direct accounts.
  • Prepare sales proposals and renewals with the contribution of internal stakeholders: risk underwriters, commercial underwriting; for the highest possible renewal rate and a high level of client satisfaction and develop cross-selling.
  • Increase profitability of existing product lines by encouraging clients to use added value services wherever possible.
  • Maximize the opportunities for all product lines, thereby maximizing contribution.
  • Monitor and report on performance against agreed sales targets, sometimes including monitoring the performance of other sales staff.
  • Demonstrate products and services to existing customers and assist them in selecting those best suited to their needs.

Market knowledge

  • Ensure credibility with clients by maintaining detailed knowledge of current market conditions and competitors' products.
  • Maintain a sound understanding of all Coface products and ensure the proposition is developed through all appropriate sales channels.
  • Keep detailed knowledge of new and existing products by liaising with colleagues.
  • Introduce new products and promote them through regular visits and frequent communications.
  • Work with Marketing teams in making the most effective use of the resource for campaigns/events, follow-up the customer survey.

Communication

  • Supply management with verbal and written reports on customer needs, problems, interests, competitive activities, and potential for new products and services.
  • Participate in external events organised within the Region representing the company in the best light for building new business contacts.
  • Work closely with the Commercial Support Functions to ensure a timely and efficient service to clients.

Underwriting savvy

  • Ensure prudent Commercial Underwriting of credit insurance business, adhering to Coface standards and

delegations.

  • Work with underwriters to amend policies where necessary in order to meet client demand.

Risk management and compliance

  • Take joint ownership of the loss ratio with the Risk department and deliver a profitable result to the business.
  • Adhere to compliance standards set by Coface and external regulators.

Customer relationship management

  • Personally contact and secure existing customers accounts via regular and proactive communication.
  • Build strong customer relationships and create a sense of mutual trust and beneficial reliance with existing clients.
  • Make telephone calls and in-person visits and presentations to existing customers.
  • Provide good customer service by responding swiftly to queries and concerns from clients.
  • Consult on the most effective cover for a particular need.
  • Prepare bids and price quotations.

Portfolio management

  • Deliver renewal revenue and achieve maximum sales profitability, growth and account penetration within an assigned portfolio of direct accounts.
  • Prepare sales proposals and renewals with the contribution of internal stakeholders: risk underwriters, commercial underwriting; for the highest possible renewal rate and a high level of client satisfaction and develop cross-selling.
  • Increase profitability of existing product lines by encouraging clients to use added value services wherever possible.
  • Maximize the opportunities for all product lines, thereby maximizing contribution.
  • Monitor and report on performance against agreed sales targets, sometimes including monitoring the performance of other sales staff.
  • Demonstrate products and services to existing customers and assist them in selecting those best suited to their needs.

Market knowledge

  • Ensure credibility with clients by maintaining detailed knowledge of current market conditions and competitors' products.
  • Maintain a sound understanding of all Coface products and ensure the proposition is developed through all appropriate sales channels.
  • Keep detailed knowledge of new and existing products by liaising with colleagues.
  • Introduce new products and promote them through regular visits and frequent communications.
  • Work with Marketing teams in making the most effective use of the resource for campaigns/events, follow-up the customer survey.

Communication

  • Supply management with verbal and written reports on customer needs, problems, interests, competitive activities, and potential for new products and services.
  • Participate in external events organised within the Region representing the company in the best light for building new business contacts.
  • Work closely with the Commercial Support Functions to ensure a timely and efficient service to clients.

Underwriting savvy

  • Ensure prudent Commercial Underwriting of credit insurance business, adhering to Coface standards and

delegations.

  • Work with underwriters to amend policies where necessary in order to meet client demand.

Risk management and compliance

  • Take joint ownership of the loss ratio with the Risk department and deliver a profitable result to the business.
  • Adhere to compliance standards set by Coface and external regulators.
  • At least 3 years of sales ideally within a credit insurance, banking, claims or factoring organization.
  • Hybrid working model after the first month
  • Great place to work: central and modern office
  • Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…
  • Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field
  • Health care

Job description provided by Coface.
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