Regional Compliance Manager

We’re reinventing payments. In less than four years, Dojo disrupted the market to become the largest and most loved acquirer in the UK. Our payments infrastructure, purpose-built for in-person commerce, is game changing.

Now, over 150,000 customers across four countries choose to transact billions with us every year. But we’re just getting started.

Our people are the driving force behind our success. They are our greatest investment and our ultimate competitive advantage. We hire exceptional people and give them the autonomy, trust, and ownership to thrive. The results take care of themselves.

The Role

As we have expanded into Europe, we are looking for a Local Regional Compliance Manager, who will own Dojo’s financial crime programme for Spain; establishing and maintaining a robust financial crime framework aligned with regulatory requirements and anti-financial crime standards set by the Banco de España. Reporting into the Head of AML for Dojo Europe, you will oversee and manage the daily activities for our Spanish financial crime team whilst being a proactive member of the wider European team.

What you will do…

Governance & Oversight

• Establish and maintain effective local governance arrangements to oversee financial crime and regulatory compliance risks within the spanish branch.
• Support the Head of AML/CFT (Europe) with reports to the Group Risk Committee and Senior Management.
• Prepare and present regular management information, dashboards, and financial crime/compliance reports for senior leadership and relevant committees.
• Oversee the Spanish AML/CTF risk assessment and ensure Group alignment.
• Work cross-functionally to implement regulatory compliance standards.
• Maintain regulatory compliance tools, processes, and documentation.

Regulatory Advisory & Engagement

• Provide expert AML/CTF compliance advice to first-line teams.
• Ensure adherence to Spanish and Group regulatory AML compliance requirements.
• Be the Central Contact Point for Spanish regulatory authorities including Law enforcement and Spanish FIU.
• Support external audits and regulatory compliance reviews.
• Ensure timely submission of regulatory AML reports and responses to requests for information.
• Deal with country specific escalations from the Underwriting, KYC and Financial crime teams and ensure they are appropriately reported and governed.

Policies & Procedures

• Develop and maintain Spanish AML/CTF policies and controls.
• Align frameworks with Group standards.
• Conduct control testing, thematic reviews, and gap analyses.
• Oversee suspicious activity monitoring, reporting, escalation and documentation.

Training

Ensure AML/CTF compliance training is delivered to Spanish teams.

Support localisation of group training and promote a strong compliance culture.

Regulatory Change

• Proactively monitor AML regulatory changes in Spain (i.e. PSD2, Banco de España guidelines, SEPBLAC, EU regulations, and AMLA developments etc).
• Conduct impact assessments and apply a risk-based approach.
• Communicate regulatory changes and their implications and provide guidance and solutions to the business on relevant regulatory issues.

What You Will Bring

3+ years in a senior role in AML/CTF, financial crime within payments/financial services; fintech experience a plus.

Strong knowledge of Spanish AML/CTF laws, Banco de España/SEPBLAC expectations, and EU frameworks.

Experience interacting with regulators and supporting audits/inspections and understanding the challenges faced for a maturing Fintech in Spain.

Proven ability to implement AML/CTF programmes and risk assessments.

Strong analytical, communication, and stakeholder management skills.

Professional AML/CTF qualification preferred from an internationally recognised body (e.g CFCS, ACAMS or equivalent)

High sense of responsibility and autonomy - "ready to go" from day one.

Fluency in Spanish and English, additional languages are advantageous.

Proven experience in an AML/CTF/Financial Crime Compliance role with both Regulatory knowledge and experience implementing compliance programmes.

Dojo home and away

We believe our best work happens when we collaborate in-person. These “together days” foster communication, drive innovation and spark our brightest ideas.

That's why we have an office-first culture. This means working from the office 4+ days per week.

With offices across Europe, we know a thing or two about staying dynamic. Need deep focus? Head to a quiet zone. Big ideas? Collaboration spaces have you covered. Just here for a catch-up? Our social hubs make it easy. Do work that counts, in spaces made for you.

Question: what’s curious, relentless, and customer obsessed?

If you’re keen to know the answer, you’re a third of the way to meeting our Dojo values.

If the following speak to you, let’s talk

• You’re curious. You have a real desire to learn and create.
• You’re relentless. You keep going even when it’s easier not to.
• You’re customer-obsessed. You know how important customers are to what you do.
• Diversity, equity, and inclusion at Dojo
• From local bakeries to well-known eateries, Dojo payments serve over 150,000 places across the UK.
• And something that’s fundamental to creating relevant, innovative products at Dojo is to build teams to reflect the diversity of the businesses we serve.
• Our drive to improve diversity, equity, and inclusion is closely linked to helping employees thrive and innovating for better customer experiences.
• If you care about your work, you’re curious, and you think customer-first, you have a place at Dojo.
• To make sure you’re the best you can be throughout the recruitment process, let us know if you need any extra adjustments to help you thrive.
• Visit dojo.careers to find out more about our benefits and what it’s like to work at Dojo, or check out our LinkedIn and Instagram pages.
• #LI-Hybrid