Job Summary
Support end-to-end Credit Bureau Reporting activities by ensuring accurate and timely reporting to CICs, managing data quality, resolving record rejections, and supporting regulatory compliance.
Key Responsibilities
Bureau Reporting
- Execute periodic bureau reporting as per regulatory and internal timelines.
- Validate source data and ensure successful file submissions to bureaus.
- Monitor bureau acknowledgements and reporting outcomes.
Data Quality & Rejections
- Review and analyze bureau record rejections.
- Coordinate with Business, Operations and Technology teams for issue resolution.
- Perform reconciliations and data validation checks to improve reporting accuracy.
Compliance & Governance
- Ensure adherence to RBI and CIC reporting guidelines.
- Support internal and external audit requirements.
- Maintain reporting MIS, trackers and process documentation.
Process Improvement
Identify opportunities to enhance reporting quality and efficiency.
Support automation and regulatory change initiatives.
Qualifications & Experience
Graduate in Commerce, Finance, Business Administration, IT, or related field.
3-5 years of experience in Bureau Reporting, Credit Operations, Regulatory Reporting or Banking Operations.
Skills Required
- Strong analytical and problem-solving skills.
- Good knowledge of Excel and data analysis.
- Understanding of CIC reporting processes and RBI guidelines.
- Effective communication and stakeholder management skills.
- Attention to detail and ability to meet stringent timelines.
Key Performance Indicators (KPIs)
- Timely submission of bureau reports.
- Reduction in bureau record rejections.
- Timely closure of consumer disputes.
- Compliance with regulatory and audit requirements.
- Improvement in data quality metrics.
Job description provided by Kotak Mahindra Bank.
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