Payment Solution Architect

We are seeking a Payment Solution Architect to join our team and drive the design and implementation of innovative payment systems. You will play a key role in shaping the architecture of payment solutions, leveraging your expertise in AI solutioning to deliver robust and scalable platforms. If you are passionate about payments and AI, we encourage you to apply and make an impact. Responsibilities Design scalable architectures for traditional and digital payment platforms Define integration solutions for AI/ML, analytics, automation, and digital assets Translate business requirements into technical designs and implementation roadmaps Ensure security, compliance, performance, and scalability, including PCI DSS requirements Collaborate with engineering, product, security, Mobile, Web, and Data teams Support pre-sales activities, RFPs, client workshops, and architecture reviews Evaluate emerging payment, AI, blockchain, and digital asset technologies Requirements 7+ years of software development experience (Java/.NET) and 3+ years in Solution Architecture Strong experience in digital solution architecture Experience with payment gateways, acquiring, issuing, or card processing Expertise in APIs, microservices, event-driven architecture, and system integration Hands-on experience with AI/ML adoption across the SDLC in payment or fintech projects Knowledge of payment security, PCI DSS, card schemes, and ISO 8583/ISO 20022 Experience with cloud platforms (AWS/Azure/GCP) and DevOps practices Pre-sales, RFP, and client consulting experience Strong communication, consulting, and cross-functional collaboration skills Fluent English (B2 level or higher) Nice to have Experience with GenAI, MLOps, or intelligent automation Understanding of blockchain, crypto, and digital asset technologies Knowledge of HSM, cryptography, and key management Experience integrating digital assets with traditional banking systems Georgia (Production) We connect like-minded people Delivering innovative solutions to industry leaders, making a global impact Enjoyable working environment, whether it is the vibrant office or the comfort of your own home Opportunity to work abroad for up to two months per year Relocation opportunities within our offices in 55+ countries Corporate and social events We invest in your growth Leadership development, career advising, soft skills and well-being programs Certifications, including GCP, Azure and AWS Unlimited access to EPAM's internal learning database Free English classes with certified teachers We cover it all Participation in the Employee Stock Purchase Plan Monetary bonuses for engaging in the referral program Comprehensive medical & family care package Five trust days per year (sick leave without a medical certificate) Benefits package (sports activities, a variety of stores and services) Armenia (Prod) We connect like-minded people Delivering innovative solutions to industry leaders, making a global impact Enjoyable working environment, whether it is the vibrant office or the comfort of your home Opportunity to work abroad for up to two months per year Relocation opportunities within our offices in 55+ countries Corporate and social events We invest in your growth Leadership development, career advising, soft skills and well-being programs Certifications, including GCP, Azure and AWS Unlimited access to EPAM's internal learning database Free English classes with certified teachers We cover it all Participation in the Employee Stock Purchase Plan Monetary bonuses for engaging in the referral program Comprehensive medical & family care package Four trust days per year for personal needs Discounts for fitness clubs Benefits package (hotels, restaurants, stores and services) Kazakhstan (Prod) We connect like-minded people: Delivering innovative solutions to industry leaders, making a global impact Enjoyable working environment, whether it is the vibrant office or the comfort of your own home Opportunity to work abroad for up to two months per year Relocation opportunities within our offices in 55+ countries Corporate and social events We invest in your growth: Leadership development, career advising, soft skills and well-being programs Certifications, including GCP, Azure and AWS Unlimited access to EPAM's internal learning database Free English classes with certified teachers Discounts in local language schools, including online courses for the Kazakh language We cover it all: Participation in the Employee Stock Purchase Plan Monetary bonuses for engaging in the referral program Medical & family care package Six trust days per year (sick leave without a medical certificate) Coverage of psychology sessions of your choice Benefits package (sports activities, a variety of stores and services) Housing support program: preferential mortgage access via Otbasy Bank partnership Uzbekistan (Prod) We connect like-minded people: Delivering innovative solutions to industry leaders, making a global impact Enjoyable working environment, whether it is the vibrant office or the comfort of your own home Opportunity to work abroad for up to two months per year Relocation opportunities within our offices in 55+ countries Corporate and social events We invest in your growth: Leadership development, career advising, soft skills and well-being programs Certifications, including GCP, Azure and AWS Unlimited access to EPAM's internal learning database Free English classes with certified teachers Discounts in local language schools, including offline courses for the Uzbek language We cover it all: Monetary bonuses for engaging in the referral program Medical & family care package Four trust days per year (sick leave without a medical certificate) Discounts for fitness clubs, dance schools and sports programs Benefits package (sports activities, a variety of stores and services) Kyrgyzstan (Prod) We connect like-minded people: Delivering innovative solutions to industry leaders, making a global impact Enjoyable working environment, whether it is the vibrant office or the comfort of your own home Opportunity to work abroad for up to two months per year Relocation opportunities within our offices in 55+ countries Corporate and social events We invest in your growth: Leadership development, career advising, soft skills and well-being programs Certifications, including GCP, Azure and AWS Unlimited access to EPAM's internal learning database Free English classes with certified teachers We cover it all: Monetary bonuses for engaging in the referral program Medical & family care package Six trust days per year (sick leave without a medical certificate) Coverage of psychology sessions of your choice Discounts for fitness clubs and sports programs Benefits package (sports activities, a variety of stores and services) Belarus (Remote) We connect like-minded people: Delivering innovative solutions to industry leaders, making a global impact Opportunity to work abroad for up to two months per year We invest in your growth: Leadership development, career advising, soft skills and well-being programs Unlimited access to EPAM's internal learning database Free English classes with certified teachers We cover it all: Comprehensive medical & family care package Seven trust days per year (sick leave without a medical certificate) Discounts from 800+ partners (sports activities, restaurants, stores and services)