We are seeking an analyst to implement and productionize credit risk models and analytics solutions across global platforms. The role bridges model development, IT, and business teams, with a focus on implementation accuracy, production support, process modernization, and automation.
Key Responsibilities
- Implement, test, validate, and maintain credit risk models and strategies, including scorecards, PD, LGD, EAD, and ECL models.
- Develop code, perform data reconciliation and impact analysis, support production execution, and resolve implementation issues.
- Collaborate with model development, IT, and business teams to deliver model enhancements and change requests.
- Build reusable automation for batch testing, data comparison, validation, and reporting across legacy and modern platforms.
- Support cloud-based analytics workflows and explore opportunities for GenAI and agentic automation.
- Maintain technical and process documentation, support audits and model governance, and drive continuous improvement.
Position Qualifications
Education and Experience
Bachelor’s degree in computer science, data science, information systems, engineering, or a related field; master’s degree preferred.
3+ years of experience in credit risk analytics, model implementation, or analytics solutions integration.
Technical Skills
- Strong programming skills in SAS / python / R or any programming knowledge
- Basic understanding of credit risk concepts and IFRS 9/CECL, including PD, LGD, EAD, and ECL.
- Exposure to data validation, testing, reconciliation, impact analysis, and productionizing analytical models.
- Familiarity with model risk management, governance, Linux, and relational databases.
- Exposure to GCP, mainframe systems, SAS Real-Time Decision Manager, and AI/agentic tools is an advantage.
- Soft Skills and Personal Attributes
- Strong analytical, problem-solving, and communication skills.
- Ownership of deliverables, attention to detail, and commitment to quality.
- Ability to work independently and collaborate with global, cross-functional teams.
- Adaptability, curiosity, and a continuous-improvement mindset.
Job description provided by Ford.
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