BCO Analyst

Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs

Support the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders

Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients

Proactively manage the credit quality of the supported portfolio by i) conducting periodic credit reviews; ii) tracking and reporting of compliance with covenants and conditions of approval; and iii) promptly escalating deviations to the Risk team for resolution.

Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowlede and client management skills.

Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks

Support lead BCO on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to end credit & lending process

Preferred academic background in Business, Finance, or a related field

Relevant work experience in corporate banking as a credit analyst or relationship manager

Strong analytical & communication skills required.

Good understanding of various financing instruments and banking products in corporate banking

Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements

Analytical with a keen eye for details

Ability to perform well under pressure.