Data & Reporting Analyst (Credit Card Risk)

Kadel Labs

• Kadel Labs is a deep-tech IT services company
• delivering high-quality technology solutions since 2017. We
• specialize in Digital Transformation, Data Engineering,
• Cloud, AI/ML, and Enterprise Applications, helping global
• enterprises build scalable and innovative solutions. Kadel
• Labs is a CMMI Level 3 and ISO 27001:2022 certified
• organization committed to engineering excellence and
• customer success.

About

• the Role: Data & Reporting Analyst (Credit Card Risk)
• Role Purpose: Own risk data pipelines, portfolio MIS, and
• recurring risk reporting for the US credit card portfolio.

Key Responsibilities

• Build and maintain automated risk reports and dashboards
• (delinquency, roll rates, vintage curves, portfolio KPIs)
• Develop and optimize SQL/Python data pipelines feeding
• risk analytics and regulatory/management reporting
• Perform data quality checks, reconciliation, and issue
• resolution across risk data sources
• Leverage AI tools/agents to automate reporting workflows
• and self-serve analytics

Role-Specific Skills

• Strong SQL (complex joins, window functions); Python for
• automation (pandas)
• Experience with BI tools (Tableau, Power BI, or similar) preferred

Familiarity with credit card data structures

transactions, statements, bureau data, delinquency buckets

Requirements

• US Credit Card Experience: Hands-on experience supporting US credit card portfolios (issuing side) — e.g., US bank, card issuer, fintech, or captive/GCC supporting a US card business
• Python / SQL: Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
• AI / AI Agent Experience (3+ years): More than 3 years of experience working with AI — building or working with AI agents, LLM-based solutions, machine learning models, or AI-driven analytics in a professional setting
• Excel: Advanced Excel skills, including pivot tables, complex formulas, and building management-ready reports and dashboards
• Communication: Strong written and verbal English communication; ability to work with US-based stakeholders and overlap with US business hours as needed