Chase Home Lending Data Scientist Associate

Looking to make a deep impact in increasing Home Ownership and Home Lending growth?

As a Data Scientist Associate within the Home Lending Optimization & Solutions team, you’ll join an organization that applies ML/AI products & solutions across Sales, Operations, & Marketing. Your ability to understand business requirements and translate them to a proposed solution will be a key to your success. You’ll utilize strong communication skills to effectively operate in direct collaboration with key stakeholders across functions and lines-of-business.

Job responsibilities

• Performs analytics and analytical development, including: data mining, statistical analysis, and evaluation tooling, to support evidence generation and solution assessment.
• Partners with Decision Science early to ensure methods are sound and that any solution intended for production has a clear Decision Science-owned path.
• Designs and iterates testable pilot solutions across GenAI, conversational AI, traditional ML/AI, document classification, transcript-based use cases, NLP, knowledge base creation, and analysis of large or complex datasets.
• Builds evidence packs for decisions, including representative test cases, evaluation approaches, and metrics such as quality, latency, cost, and operational feasibility where relevant.
• Produces concise readouts with options, including recommendations, tradeoffs, risks, and next steps, to inform scale, stop, and configuration choices.
• Flags risks and issues early with supporting evidence and proposed mitigations.
• Documents learnings and contributes reusable artifacts, including code modules, templates, test sets, and playbooks, to prevent recurrence and accelerate future pilots.
• Required qualifications, capabilities, and skills
• 3+ years’ experience working in an analytical role
• BS degree in a related field, such as Data Science, Engineering, Applied Mathematics, Statistics, or similar STEM discipline
• Experience creating insights, and build prototype solutions
• Strong storytelling capabilities
• Adept at explaining and converting complex concepts into digestible information to be consumed by audiences at various levels of the business

Preferred qualifications, capabilities, and skills

Master’s Degree

Functional industry experience in finance, operations, sales, marketing, or credit/risk

Knowledge of the mortgage industry