Internship - 6 months - Credit Risk Real Estate F/M

Company Description Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide. Our teams of experts in close to 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact.

Natixis CIB is committed to aligning its financing portfolio with a carbon neutrality path by 2050 while helping its clients reduce the environmental impact of their business. As part of Groupe BPCE, the second largest banking group in France through the Banque Populaire and Caisse d’Epargne retail networks, Natixis CIB benefits from the Group’s financial strength and solid financial ratings (Standard & Poor's: A+, Moody's: A2, Fitch Ratings: A+,R&I: A+).

Job Description POSITION AND MISSIONS You will join the team Credit Risk – Specialized Lending – Real Estate , within Natixis' Risk Department, which is seeking a Credit Risk Analyst for a internship of 6 months from January 2027. The team conducts risk analyses related to the real estate sector, particularly in connection with financing requests or the implementation of counterparty limits. In collaboration with your tutor, your main tasks will be as follows: Collaborate with the team’s analysts and the Front Office to familiarize yourself with the credit files and develop an overall view of the activities, particularly Natixis' strategic sectors; Contribute, in support of senior analysts, to carrying out risk analyses related to credit applications and annual reviews: analysis of applications, review of key risk indicators, proposal and rating revision (PD and LGD); Participate in the design and improvement of the team’s database and work tools to facilitate analyses, data visualization and dynamic monitoring, as well as the production of reports tailored to risk profiles.

Mastering AI tools would be a plus; Take part in cross-cutting work, particularly within the framework of ECB or General Inspectorate missions; Ensure deadlines are met. #Transformative finance You operate in an international and inclusive environment, fostering collaboration with concrete missions and a real impact. We will accompany you throughout your experience with us so that you can learn and develop your skills working alongside experienced professionals.

You also have the opportunity to commit yourself in favor of society and causes that are important to you through our corporate foundation. In addition to an attractive internship allowance calculated according to your training and level of education, you will receive a 60% refund for your transport ticket, one paid day of authorized absence for each month worked, and access to the company restaurant. You will also have access to the works council.

Automatic translation Required Skills/Qualifications/Experience As a BAC+4/5 student, you are preparing for a university degree, business school or engineering school, with a specialization in Finance or Risk Management. You are familiar with the fundamentals of credit analysis and have a good knowledge of the real estate sector. You have excellent interpersonal skills, a very good ability to listen, and you are autonomous, rigorous, and able to manage priorities.

And last but not least, you are perfectly fluent in English. You will be contacted by one of our recruiters before meeting our business experts. An ideal moment of exchange to highlight your personality and your project. Automatic translation