Finance Manager, Insurance

Location: OCEANSIDE, CA

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home.

As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies.

In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED.

Job Title: Finance Manager, Insurance

Location: United States

Workplace Type: Remote

The future is bright for the Porch Group, and we’d love for you to be a part of it as our Finance Manager, Insurance.

The Finance Manager will report into the Sr. Director, Insurance FP&A and will join the Insurance Finance team as a versatile finance partner supporting the insurance business. This role supports budgeting, forecasting, and analysis across the insurance division, and takes on special projects spanning M&A, capital, reinsurance, risk management, and strategic initiatives. Because this work informs decisions at the leadership level and is reviewed by auditors and external partners, accuracy, sound judgment, and clear communication are essential.

As the business grows and we take on strategic transactions, the complexity of our capital and reinsurance work continues to increase. This is a standing, high-visibility role with a path toward leading a growing area of the insurance finance function. We also want someone who uses AI tools such as Claude as part of their daily workflow to build efficiency into modeling, analysis, and reporting.

Key Responsibilities

• Capital and Risk
• Analyze the company's capital structure and requirements and provide recommendations to improve capital efficiency and financial stability.
• Support Balance Sheet forecasting and the capital evaluation models used to assess funding and capital opportunities.
• Monitor and report on rating agency and regulatory metrics, including surplus, risk retention levels, net combined ratio, and RBC.
• Support the corporate risk management insurance program, including policy renewals, coverage analysis, and related cost forecasting.
• Conduct risk assessments and stress tests to evaluate resilience against potential adverse scenarios.
• Planning, Forecasting, and Analysis
• Support the annual budget, quarterly forecast, and monthly forecast for the insurance division.
• Conduct financial analysis and variance reporting on performance, profitability, unit economics, and operational efficiency.
• Take on special projects and ad hoc analysis across the Insurance Finance function as business priorities evolve.
• Strategic Support and Continuity
• Document processes, models, and key assumptions so that work is shared and audit ready.
• Contribute to cross-training across the team so that critical processes have more than one owner.
• Partnership and Reporting
• Prepare analysis and materials for senior finance leadership, auditors, rating agencies, and reinsurance partners, explaining technical concepts clearly to non-technical audiences.
• Collaborate with Premium, Losses, Corporate Finance, and Actuarial partners to keep assumptions and outputs aligned.
• Use AI tools to streamline recurring analysis, catch errors before they reach leadership, and improve the speed and consistency of deliverables.
• What You Will Do As A Finance Manager
• A collaborative onboarding period working side by side with the Finance Manager on treaties, capital, and risk management insurance.
• High visibility with senior leadership and external partners.
• A real opportunity to grow your scope, including leading Reinsurance or sharing a growing Capital and Risk Management portfolio as the function expands.
• What You Will Bring As A Finance Manager
• Strong understanding of reinsurance arrangements and their impact on surplus, RBC, and risk management.
• Strong capital modeling and advanced Excel skills.
• Knowledge of US STAT and GAAP reporting standards.
• Hands-on experience using AI tools (Claude, ChatGPT, or similar) for real work such as analysis, modeling, or process automation. Using AI in day-to-day work is an expected part of this role.
• Excellent verbal and written communication and presentation skills, with the ability to convey technical information to non-technical stakeholders.
• Able to effectively and diplomatically interface with all levels of management and personnel.
• Must have the ability to collaborate with cross-functional teams to achieve business results.
• Ability to work independently, manage multiple priorities, and perform well under tight deadlines.
• Team oriented, building strong working relationships and a positive work environment.
• Receptive to feedback and willing to learn, embracing continuous improvement.

EDUCATION, WORK EXPERIENCE, LICENSES & CERTIFICATIONS

7+ years of experience in reinsurance, insurance capital management, or related finance roles. Experience at a reinsurance broker, reinsurer, or P&C insurance carrier is highly valued.

Bachelor’s degree with an emphasis in Finance, Accounting, Economics, or a related field.

CPA, CFA, or actuarial designation (ACAS/FCAS) preferred, not required.

Capital markets or investment banking experience preferred, not required.

P&C insurance experience is strongly preferred, not required,

The application window for this position is anticipated to close in 2 weeks (10 business days) from 10/23/2026. Please know this may change based on business and interviewing needs.

At this time, Porch Group does not consider applicants from the following states for remote positions: Alaska, Arkansas, Delaware, Hawaii, Iowa, Maine, Mississippi, Montana, New Hampshire, and West Virginia.

What You Will Get As A Porch Group Team Member

Pay Range*: $116,300 - $162,800Annually

*Please know your actual pay at Porch will reflect a number of factors among which are your work experience and skillsets,job-related knowledge, alignment with market and our Porch employees, as well as your geographic location.

Additionally, you will be eligible to receive long-term incentive awards, subject to program guidelines and approvals.

You will also be eligible to receive sales incentives, subject to program guidelines and approvals.

Our benefits package will provide you with comprehensive coverage for your health, life, and financial wellbeing.

Our traditional healthcare benefits include three (3) Medical plan options, two (2) Dental plan options, and a Vision plan from which to choose.

Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis.

We offer pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options.

We provide company paid Basic Life and AD&D, Short and Long-Term Disability benefits. We also offer Voluntary Life and AD&D plans.

Both traditional and Roth 401(k) plans are available with a discretionary employer match.

Supportlinc is part of our employer paid wellbeing program and provides employees and their families access to on demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation.

LifeBalance is a free resource to employees and their families for year-round discounts on things like gym memberships, travel, appliances, movies, pet insurance and more.

Our wellness programs include flexible paid vacation, company-paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discounts programs.

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What’s next?

Submit your application and our Porch Group Talent Acquisition team will be reviewing your application shortly! If your resume gets us intrigued, we will look to connect with you for a chat to learn more about your background, and then possibly invite you to have virtual interviews. What's important to call out is that we want to make sure not only that you're the right person for us, but also that we're the right next step for you, so come prepared with all the questions you have!

Porch is committed to building an inclusive culture of belonging that not only embraces the diversity of our people but also reflects the diversity of the communities in which we work and the customers we serve. We know that the happiest and highest performing teams include people with diverse perspectives that encourage new ways of solving problems, so we strive to attract and develop talent from all backgrounds and create workplaces where everyone feels seen, heard and empowered to bring their full, authentic selves to work.

Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances.

Porch Group is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to theUSCIS E-Verify website.