Director, GRM Commercial & Wholesale Credit - Real Estate

Location: TORONTO, Ontario, Canada

What is the opportunity?

GRM Commercial & Wholesale Credit Risk provides independent risk assessment and adjudication for RBC's large corporate clients. In this Director role, you will be responsible for overseeing a portfolio of accounts including clients across the Capital Markets and Corporate Client Group business lines. You will mentor team members, drive process improvements, and provide senior-level risk decisioning that balances client credit needs with RBC's risk objectives.

What will you do?

Lead oversight, monitoring and approval of complex credit requests for a portfolio of real estate clients

Deliver credit recommendations with clear rationale to senior stakeholders and business leadership

Build and maintain close relationships with key internal stakeholders, including front-line credit originators

Lead enterprise projects to enhance internal risk frameworks and processes

Monitor borrower and industry performance through continuous oversight of financial information, regulatory changes, and real estate market dynamics

Provide coaching and development support to junior team members, championing a culture of high performance, responsiveness and continuous improvement

What do you need to succeed?

Must-Haves

• 5+ years experience in real estate (financing, valuation, assessment, etc.), corporate lending, credit structuring, and/or finance
• Comprehensive understanding of financial statements with experience in complex financial analysis and credit decisioning
• Advanced communication and presentation skills, including a proven ability to articulate recommendations to senior stakeholders
• Analytical and strategic mindset with the ability to identify emerging risks and develop forward-looking recommendations
• Proven ability to manage multiple competing priorities, navigate ambiguity, and resolve complex issues
• Ability to lead collaboratively across functions to develop effective solutions and strategic recommendations

Nice-to-Haves

Completed MBA and/or post-graduate degree, CPA and/or CFA

Experience with online research tools (CoStar, Green Street, Capital IQ, S&P/Moody's/Fitch ratings)

Understanding of financial institution risk policies and governance frameworks

Prior team leadership or supervisory experience in credit risk or related functions

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A leadership role in a team-oriented environment with a focus on learning and development

Leaders who support your development through coaching and strategic opportunities

Ability to make a difference and lasting impact on enterprise risk strategy

RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Manager.

Job Skills

Accounting Finance, Commercial Loan Review, Confidentiality, Credit Analysis, Credit Risks, Detail-Oriented, Finance, Financial Analysis, Financial Statement Analysis, Risk Management, Risk Strategies

Additional Job Details

Address

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City

Toronto

Country

Canada

Work hours/week

37.5

Employment Type

Full time

Platform

GROUP RISK MANAGEMENT

Job Type

Regular

Pay Type

Salaried

Posted Date

2026-10-19

Application Deadline

2026-11-05

Note:Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.