Corporate Banking Leveraged Finance Senior Credit Officer

Location: Charlotte, NC - Charlotte Uptown Branch

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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At Regions, the Corporate Banking Leveraged Finance Senior Credit Officer takes responsibility for implementing credit strategy for the group.

Primary Responsibilities

• Develops and implements credit strategy within assigned group
• Monitors and manages portfolio and transactional credit exposure, creating methodologies in conjunction with internal risk systems
• Reviews credit worthiness
• This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
• This position is incentive eligible.
• This is a single incumbent position.

Requirements

Bachelor’s degree in related field

Twelve (12) years of related experience

Skills and Competencies

• Ability to learn additional systems as needed
• Ability to research, analyze data, and derive facts
• Ability to supervise and manage a team
• Ability to work in a team environment when applicable
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

Additional Responsibilities

Serves as the Credit Risk Policy Owner for assigned portfolios and lending activities. Leads periodic policy reviews and enhancements in response to emerging risks, market developments, and portfolio performance trends.

Provides independent credit risk oversight and approval for leveraged lending transactions across the bank, ensuring alignment with established risk appetite and underwriting standards.

Partners closely with Corporate Banking, Capital Markets, and senior leadership teams to evaluate complex financing structures, assess transaction risk, and support strategic growth initiatives.

Oversees credit risk management for Specialized Industry verticals including Technology & Defense, Financial Services Group, Healthcare, and Transportation & Logistics.

Monitors portfolio trends, industry developments, and emerging risks, recommending proactive strategies to manage concentrations and mitigate credit exposure.

Leads and develops a team of credit professionals, fostering strong underwriting discipline, sound risk judgment, and talent development.

Serves as a trusted advisor to executive leadership on leveraged finance matters, portfolio performance, and evolving market conditions.

Preferred Skills & Experience

• Extensive experience with leveraged finance, syndicated lending, sponsor-backed transactions, and complex capital structures.
• Deep understanding of credit underwriting, risk rating methodologies, portfolio management, and regulatory expectations within commercial banking.
• Demonstrated expertise evaluating companies across specialized industries, including Technology, Defense, Financial Services, Healthcare, and Transportation & Logistics.
• Strong ability to balance prudent risk management with business growth objectives while influencing decisions across multiple stakeholder groups.
• Executive presence with the ability to effectively challenge, influence, and communicate recommendations to senior leaders, credit committees, and business partners.
• Proven leadership experience managing high-performing risk teams and developing credit talent.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target

Minimum

$272,641.79 USD

Median

$363,121.50 USD

Incentive Pay Plans

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Charlotte Uptown

Location

Charlotte, North Carolina

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.