Senior Treasury Capital Analyst

Location: Toronto, Ontario

Work Location

Toronto, Ontario, Canada

Hours

37.5

Line of Business

Finance

Pay Details

$81,600 - $115,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

The Senior Treasury Capital Analyst supports the Bank’s enterprise capital planning, forecasting, and reporting activities in partnership with Segment Capital teams, Risk and other Treasury functions. The role is responsible for maintaining and enhancing the Bank’s capital forecasting model, developing capital projections, conducting analysis to identify key drivers and trends, and providing decision-support insights to senior management. The analyst plays a critical role in ensuring the accuracy and integrity of capital reporting through robust quality assurance processes and timely support for stakeholder and regulatory requests.

Key Responsibilities

• Develop and maintain quarterly and multi-year capital forecasts, including CET1, leverage ratio, TLAC, and other key regulatory capital metrics.
• Analyze drivers of capital generation, RWA growth, profitability, dividends, share buybacks, and capital actions.
• Support the annual Capital Plan, stress testing exercises, and regulatory submissions.
• Monitor emerging regulatory developments and assess impacts on capital requirements and planning assumptions.
• Partner with Finance, Risk, Treasury, business segments, and other stakeholders to ensure alignment of forecast assumptions and capital strategies.
• Enhance forecasting models, automation tools, controls, and governance processes to improve efficiency and accuracy.
• Conduct peer benchmarking and industry analysis to provide insights on capital performance and management practices.
• Support ad hoc strategic initiatives, regulatory requests, and senior management inquiries related to capital management.

Experience & Skills

• Strong analytical and financial modeling capabilities.
• Knowledge of bank capital concepts including CET1, leverage ratio, RWA, TLAC, stress testing, and capital planning.
• Advanced Excel and PowerPoint skills, with experience presenting complex information in a concise, executive-friendly format.
• Ability to manage multiple priorities and collaborate effectively across Finance, Treasury, Risk, and business teams.
• Strong written and verbal communication skills with attention to detail.

CUSTOMER

• Produce accurate and timely capital management reporting for internal management, finance/business partners, executive leadership, and external regulators
• Collaborate with Finance, Risk Management, Business Partners, and Regulatory Teams to support capital planning and reporting activities
• Assist with or conduct capital planning, forecasting, risk identification, or stress testing activities to evaluate capital adequacy and resilience
• Deliver insightful analysis and reporting to support internal management and fulfill external regulatory requirements
• Identify and implement process improvements to enhance the efficiency, effectiveness, and automation of capital reporting, planning and forecasting functions
• Ensure appropriate controls, reconciliations, and governance frameworks are in place for all capital management reports and/or forecasts

SHAREHOLDER

• Adhere to enterprise frameworks or methodologies that relate to capital reporting activities
• Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience
• Monitor productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exist
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Live our winning culture and demonstrate who we are every day and with every interaction
• Provide thought leadership and/ or industry knowledge for own area of expertise and participate in knowledge transfer within the team
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only)

Sans Objet