Senior Counsel (Trusts, Estates and Vulnerable Persons)

Location: Toronto, Ontario

Work Location

Toronto, Ontario, Canada

Hours

37.5

Line of Business

Legal

Pay Details

$165,000 - $210,000 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Job Overview

You will join a dynamic and collegial team of legal professionals in the Legal Department and be involved in a wide range of activities working to advance strategic priorities while ensuring proper risk management. Collaborating with talented colleagues and partners in a variety of legal specializations, members of the Legal team are able to develop their skills every day. We will help you realize your full potential and achieve your career goals. From mentorship and training programs to leadership development, you will receive everything you need to succeed.

Key Accountabilities

• Provide timely, practical and risk-based legal advice and support on complex and sensitive matters primarily to TD’s Canadian Personal and Small Business Banking and Wealth businesses and supporting corporate functions.
• Assist in the resolution of complex customer issues and complaints across Canada, including matters relating to powers of attorney, estates, trusts, beneficiary designations, joint ownership disputes, capacity and incapacity, guardianship and other substitute decision-making arrangements, seniors and vulnerable persons.
• Advise Wealth and Private Trust partners on legal issues arising from trustee, executor, estate administration, agency and power of attorney activities, including complex client and fiduciary matters.
• Participate in the development and implementation of products, services, digital capabilities and operational process improvements, including issue‑spotting and collaboration with internal and external subject‑matter experts to develop practical and scalable business solutions.
• Review internal and external materials including customer documentation and communications, contracts and marketing materials.
• Review and create policies, procedures, and job aids to ensure accurate application of the law across Canada and to help drive efficiency within the TD lines of business.
• Advise business partners on senior and vulnerable client matters.
• Support compliance with Bank Act consumer protection provisions and related codes and commitments, including the Seniors Code, Economic Abuse Code, and provincial statutes.
• Monitor and assess legal and regulatory developments, advise on their business implications, and contribute to industry advocacy, regulatory consultations and submissions, including participation in relevant industry forums.
• Apply sound legal judgment and collaborate across business lines and control functions to address complex matters, identify and escalate emerging and material legal, regulatory and reputational risks, and recommend practical courses of action.
• Build effective relationships across Legal, the businesses and risk and control functions, and promote knowledge sharing, team learning and Legal Department initiatives, including knowledge management and workflow improvement.

Job Requirements

• Licensed to practice law in Ontario (or another province in Canada).
• Minimum 5 years of experience practicing law in Canada.
• Experience with powers of attorney, estates, trusts and vulnerable persons matters, including the application of relevant provincial laws.
• Ability to work in French (written and verbal) is an asset.
• Knowledge of financial services, provincial consumer protection, privacy and AML laws is an asset.
• Ability to manage complex and sensitive matters involving multiple stakeholders and competing legal, regulatory, operational and customer considerations.
• Ability to communicate complex legal issues clearly and provide practical recommendations to business partners and senior leaders.
• Strong analytical and organizational skills.
• Ability to work independently and collaboratively with a solutions‑oriented mindset, sound legal judgment and a risk-based approach to decision-making.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only)

Sans Objet