Sr Credit Analyst - Bank

• Location: United States
• This positions primary responsibility is to provide expert financial analysis and credit worthiness of existing and new business lending and Treasury Management clients. In addition, the candidate will be responsible for
• managing the special assets and troubled loan monitoring for watchlist credits.

DUTIES & RESPONSIBILITIES

• Evaluate and Review complex clients business loan and Treasury Management requests.
• Makes recommendations to lenders on structure of loans and Treasury Management products.
• Ability to read, analyze, and interpret complex documents to assess risk factors and degrees of risk.
• Manage the ongoing review of credit relationships including loan memorandums and annual reviews.
• Provide recommendation to the lenders on credit structure based on working knowledge and credit policy.
• Primary contact and subject matter expert for SBA loan approval process.
• Review and prepare written analysis, spreadsheets, reports, summaries and opinions for all loan activities.
• Excellent understanding of ratios, global universal cash flow analysis is a must.
• Service as a credit policy and procedure expert for the business lenders and Treasury Management.
• Independently prepares and presents to Loan/Credit Committee the troubled loan monitoring reports.
• Oversee the special assets and watchlist credits for commercial lending.
• Assist the accounting department with risk assessments on commercial, mortgage, and consumer lending portfolio.
• Work directly with external regulators on documentation and analysis requested.
• This role will interact with individual contributors within Thrivent, external vendors, contractors and/or consultants, Thrivent clients, Thrivent Senior Management, Board of Directors, manager and/or directors within Thrivent.