Corporate Banking Associate – Financial Institutions

Location: CHARLOTTE, NC

Corporate & Investment Banking (“CIB”) delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking; commercial real estate lending and servicing; investment banking; equity; and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe. Learn more about our career areas and lines of business at wellsfargojobs.com.

About this role

Wells Fargo is seeking to hire a Corporate Banking Associate to join the Portfolio Management team within the Corporate & Investment Banking Financial Institutions Group (FIG). Learn more about our career areas and lines of business at wellsfargojobs.com.

The FIGCorporate Banking Associate – Portfolio Manager will be responsible for supporting credit and financial analysis, structuring and underwriting, risk assessment and monitoring, and oversight and active management of a portfolio of corporate clients and credit relationships. Portfolio Managers partner and collaborate closely with Relationship Managers, Credit Officers, Legal, Product Partners (Capital Markets, Treasury Management, Trade Finance), and internal stakeholders to ensure the bank appropriately assesses, structures, underwrites, and manages credit and risk exposures.

Sector experience in Insurance, Insurance Services, Asset Management, Depository Institutions, and /or Market Structures is desired.

In this role, you will

In partnership with a senior portfolio manager, assist with portfolio management and credit underwriting activities for an assigned portfolio of insurance and insurance services clients, including performing transaction due diligence, financial analysis and modeling, credit analysis and monitoring, industry analysis, enterprise valuation, and credit memoranda preparation

Engage in regular interaction and relationship management with client executives and key client coverage stakeholders for an assigned portfolio. Collaborate with internal partners in corporate and investment banking to develop and execute on relationship plans and join meetings when relevant

Review credit agreements and other relevant loan documentation while assisting with legal diligence and negotiations. Over time, develop a proficiency in structuring, negotiating and documenting facility agreements

Regularly present credit and financial analysis to business leadership and Credit Officers in a variety of forums, including recurring portfolio management activities, portfolio reviews, pre-screen discussions and credit/approval committee forums. Develop strong and proficient written and verbal presentation skills

Participate in business and enterprise-wide strategic initiatives, including ad-hoc specialized projects that seek to improve and enhance the efficiency and effectiveness of the team

Collaborate with peers and functional partners and develop internal relationships that will facilitate and enhance your role effectiveness

Mentor, coach, and instruct analysts, teaching best practices and credit fundamentals. As generative AI tools proliferate, leverage internal AI platforms to improve efficiency and apply best practices

Review and interpret relevant credit policies, regulatory guidelines, and internal risk frameworks. Ensure adherence to internal credit policies, regulatory expectations, compliance standards, AML/BSA considerations, and audit expectations. Participate in audits or examinations of assigned portfolio clients.

Required Qualifications

2+ years of Corporate Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications

Corporate Portfolio Management or equivalent roles, including experience with supporting large corporate and/or financial institutions sector customers, lead roles in syndicated credit transactions, executing leveraged lending transactions, and participating in credit documentation negotiations

Experience with credit underwriting and/or capital market products underwriting

Strong credit, accounting, and technical skills

Demonstrated excellence in working effectively as an individual and as part of a team

Strong verbal, written, and interpersonal communication skills

Strong analytical skills with high attention to detail and accuracy

High level of initiative and personal accountability

Ability to prioritize work activities, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

Acts with integrity, exhibits good character, and exercises sound judgement

Job Expectations

Registration for FINRA Series 63 (or 66) must be completed within 90 days of hire date if it is not available for transfer upon hire

Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire

Registration for Securities Industry Essentials (SIE) exam must be completed within 90 days of hire date if it is not available for transfer upon hire

This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to compliance with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents

Posting Locations

• 550 S Tryon St. - Charlotte, North Carolina 28202
• 90 South 7th St. - Minneapolis, Minnesota 55402
• 500 West 33rd St. - New York, New York 10001

Pay Range - $125,000 - $175,000

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$100,000.00 - $179,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date

22 Oct 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements

• a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
• b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
• Additional Locations: MINNEAPOLIS, MN