Wells Fargo Finance/FinTech

Lead Risk Analytics Consultant - Basel Rule Framework

Charlotte, NC Hybrid Full-time

Location: CHARLOTTE, NC

About this role

Wells Fargo is seeking a Lead Risk Analytics Consultant to join Finance Independent Risk Management. This role provides independent oversight of regulatory capital, data quality, controls, and capital adequacy, with a focus on Wholesale, Securitization and Equity workstreams and implementation of final Basel III Expanded Risk Based Approach (ERBA) requirements.

The consultant will provide technical expertise and effective challenge of regulatory capital interpretations, methodologies, models, data, controls, and results. This role partners closely with Finance, Regulatory Interpretation, Data Management, and line-of-business stakeholders to support compliance with capital rules and the integrity of capital outcomes.

In this role, you will

  • Lead complex risk analytics and regulatory capital oversight activities.
  • Provide guidance and effective challenge related to regulatory capital, RWA treatment, and Basel requirements.
  • Review regulatory interpretations, assess RWA (Risk Weighted Assests) impacts, and recommend risk positions.
  • Review significant transactions, portfolio changes, and supporting documentation for Basel classification and capital treatment.
  • Support Basel III Endgame implementation, impact assessments, and related governance.
  • Analyze, source, and validate data supporting regulatory capital and risk analysis.
  • Assess data quality, controls, Basel model monitoring results, and capital adequacy.
  • Review capital results, reconciliations, variance analysis, and RWA forecasts.
  • Identify, escalate, and monitor risks impacting capital accuracy and reliability.
  • Review changes to data sources, transformations, models, business initiatives, and products for regulatory compliance and risk.
  • Provide oversight and challenge of strategic data sourcing and Axiom capital calculator implementation.
  • Communicate complex risk and regulatory topics clearly and collaborate across stakeholders.

Required Qualifications

5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Experience with the Basel Rule Framework is required. Experience may include Basel-related regulatory reporting, regulatory capital, RWA, rule governance, modeling, or related analysis.

Desired Qualifications

  • Experience sourcing, mining, analyzing, and manipulating large or complex data sets, including the ability to query and slice data using SQL, Excel, or similar analytical tools.
  • Experience leading complex risk analytics and regulatory capital oversight activities.
  • Proven communication skills with the ability to influence, develop, partner with, and maintain collaborative relations at all levels within the organization.
  • Knowledge of the infrastructure needed to support financial risk management.
  • Strong leadership and influencing skills with experience driving alignment and results in complex, matrixed environments.
  • Ability to operate independently, work with a sense of urgency, and build strong internal and external relationships.
  • M.B.A., Master’s degree, CPA or CFA preferred.

Job Expectations

Must be able to work from the approved job posting location: 401 S. Tryon Street - Charlotte, North Carolina

Relocation assistance is not available for this position.

This position currently offers a hybrid work schedule.

This position is not eligible for VISA sponsorship.

Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Posting End Date

19 Oct 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Job description provided by Wells Fargo.
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