Senior Counsel, Senior AVP: Structured Products

Location: CHARLOTTE, NC

About this role

Wells Fargo is seeking a Senior Counsel in the Legal Department as part of the Corporate & Investment Banking division.

The successful candidate will serve as a legal advisor in the Structured Products section of the Corporate & Investment Banking division of the Legal Department, providing support to the following lines of business: Structured Products Group, including Asset Backed Finance, portions of Commercial Real Estate, Wells Fargo Home Lending, Corporate Treasury and portions of the Investment Portfolio, and certain other lines of business in the context of any structured products transactions being executed by the related lines of business.

The types of transactions within coverage primarily include securitizations of financial assets distributed by Wells Fargo Securities or originated/sponsored by Wells Fargo Bank, N.A. or its subsidiaries, structured repurchase facilities, warehousing facilities and other structured transactions. The successful candidate will have several years of experience drafting and negotiation legal documentation for structured products and/or securitization transactions.

Specific responsibilities include (i) providing substantive legal advice on a variety of laws and regulations relative to Wells Fargo's structured products capital markets and investment banking activities; (ii) working directly with business clients and developing an in depth understanding of business unit activities and products; (iii) identifying and analyzing complex legal issues, developing conclusions and making recommendations for issue resolution; (iv) drafting and negotiating complex legal documents; (v) reviewing and negotiating transaction documents prepared by outside counsel, including securities offering materials and contractual arrangements for complex asset securitization and financing transactions; (vi) engaging and managing outside counsel; (vii) assisting with internal and external examinations and investigations as well as bankruptcy and litigation proceedings; (viii) providing guidance to other support partners (i.e., compliance, credit, operational risk) and enterprise/wholesale groups related to matters associated with structured transactions; and (ix) following and ensuring consistent application of Legal Department policies and procedures to manage Wells Fargo's legal matters, outside counsel and legal expenses.

For additional information on this line of business, refer to the external Careers Site at Wellsfargo.com/career.

In this role you will

• Provide guidance to management on legal and regulatory matters impacting business strategy and policy or claims against the Company.
• Proactively identifies policy, legal, and regulatory matters pertaining to area of expertise, and evaluates the legal risk and impact.
• Independently resolve moderately complex issues and lead team to meet deliverables
• Exercise considerable discretion and may serve as the primary legal contact for assigned clients.
• Collaborate within the department and across business and staff functions to address legal and risk issues in a manner consistent with the best interests of Wells Fargo.
• Coach, mentor and provide oversight with less experienced attorneys or staff
• Lead initiatives of varying scope and complexity.

Required Qualifications

4+ years of Law experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Active State Bar membership or the equivalent in a country outside the United States

Desired Qualifications

• Experience advising on structured products, securitizations, structured finance transactions, and the related legal and regulatory environment
• Substantial experience representing issuers, sponsors, underwriters, financial institutions, or other transaction parties in securitization and/or structured products transactions
• Significant experience drafting, reviewing, and negotiating complex transaction documentation, including documentation for asset-backed securities, warehouse facilities, structured repurchase facilities, and other structured financing transactions
• Experience reviewing and negotiating securities offering materials and transaction documents prepared by outside counsel
• Experience analyzing complex legal and regulatory issues and providing practical, commercially focused legal advice on complex matters
• Experience working collaboratively with business, compliance, credit, operational risk, and other control and support partners on structured transactions
• Experience engaging and managing outside counsel in connection with complex transactional matters
• Ability to manage multiple complex transactions and legal matters in a fast-paced, highly collaborative capital markets or investment banking environment
• Strong attention to detail, sound judgment, and accuracy
• Excellent verbal, written, interpersonal, and negotiation skills

Job Expectations

• Position will require onsite presence from any of the required locations listed
• Ability to work a hybrid schedule, in office at least 3 days a week
• This position is not eligible for Visa sponsorship
• Relocation assistance is not available for this position

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$139,000.00 - $260,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date

15 Nov 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements

• a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
• b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
• c. Please be prepared to provide accurate information and supporting documentation in connection with any lawful employment and education verification conducted by Wells Fargo.
• Additional Locations: WASHINGTON DC