Financial Advisor

SUMMARY

The Financial Advisor is the primary advisor for clients typically in the $250K - $2MM segment (and may support "Prime" relationships as designed), delivering a structured advice experience including inquiry, planning, implementation, and periodic reviews. The Financial Advisor partners with specialists as needed and ensures consistent, proactive client engagement.

PRINCIPAL ACCOUNTABILITIES

• Time: Description:
• 15% Develop and maintain a portfolio of investment and wealth management clients.
• 15% Conduct comprehensive financial reviews and needs analyses. Deliver personalized financial planning and investment recommendations based on each client's objectives, risk tolerance, and financial circumstances.
• 10% Build long-term trusted advisor relationships through proactive communication and ongoing portfolio reviews. Identify opportunities to deepen client relationships across banking, wealth management, trust, insurance, and lending products.
• 5% Generate new investment assets through referrals, prospecting, centers of influence, and community involvement.
• 5% Partner with retail and commercial banking teams to identify and cultivate wealth management opportunities. Conduct client seminars, educational workshops, and networking activities to enhance business development efforts.
• 5% Meet or exceed established production, asset growth, and client acquisition goals.
• 5% Develop and implement tailored investment strategies aligned with client goals. Provide guidance related to retirement planning, education planning, wealth accumulation, income strategies, and legacy planning.
• 5% Monitor portfolio performance and recommend appropriate adjustments, as needed.
• 5% Stay informed of market trends, economic conditions, investment products, and industry developments.
• 5% Ensure all activities comply with applicable SEC, FINRA, state insurance, and Bank regulations.
• 5% Maintain accurate and complete client documentation and records.
• 5% Adhere to all fiduciary, suitability, and disclosure requirements. Complete all required compliance training and continuing education.
• 5% Work collaboratively with Bank leadership and referral partners to promote a coordinated client experience.
• 5% Participate in sales meetings, branch visits, community events, and strategic initiatives. Serve as a resource and subject matter expert for associates regarding wealth management solutions.
• 5% Contribute to special tasks and projects, as assigned.

BASIC QUALIFICATIONS

Bachelor degree with 4 years’ experience in financial advisory, planning, brokerage, or Bank-based investment programs or an equivalent combination of education and experience.

ADDITIONAL QUALIFICATIONS

FINRA Series 7 License

• FINRA Series 66 (or Series 63 and 65)
• North Carolina Life and Health Insurance License (or ability to obtain within a specified timeframe.
• Strong understanding of investment products, retirement planning, financial planning, and wealth management principles.
• Excellent interpersonal, presentation, and relationship management skills.
• Proven ability to identify client needs and recommend appropriate solutions.
• Strong sales, business development, and networking skills.
• Ability to communicate complex financial concepts in a clear and understandable manner.
• Strong organizational skills and attention to detail.
• Commitment to delivering exceptional client service consistent with Fidelity Bank's relationship-focused culture.

PREFERRED QUALIFICATIONS

Certified Financial Planner (CFP®)

Chartered Financial Consultant (ChFC®)

Chartered Financial Analyst (CFA®)

• The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.
• They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
• Affirmative Action/Equal Opportunity Employer