Principal Solution Architect (Payments & Banking) - Delhi

• Position: Principal Solution Architect (Payments & Banking)
• Department: Technology / Technical Sales & Solution Engineering
• Location: Chennai, Mumbai and Delhi
• Compensation: upto18 LPA
• Reports To: Chief Technology Officer (CTO)

Company Overview:-

• iServeU is a modern banking infrastructure provider in APAC region, empowering financial enterprises
• with embedded fintech solutions for their customers. iServeU is one of the few certified partners with
• National Payment Corporation of India (NPCI), VISA for various products.
• iServeU also provides a cloud-native, micro services-enabled, distributed platform with over 5000
• possible product configurations with a low code/no code interface to banks, NBFCs, Fintech, and other
• regulated entities.

• We process around 2500 transactions per second by levering distributed & auto scale technology like

K8.

• Our core platform combines of 1200+ micro services.
• Our customer list includes Fintech start-ups, top tier private banks to PSU bank. We operate in five

countries and help customers constantly change the way financial institutions operate and innovate.

• Our solutions currently empowers over 20 banks and 250+ enterprises across India and abroad.
• Our platform seamlessly manages the entire transaction lifecycle, including withdrawals, deposits,

• transfers, payments, and lending through various channels like digital, branch, agents.
• Our team of 500+ employees, with over 80% in technology roles is spread across offices in Bhubaneswar. Bangalore and Delhi. We have raised $8 million in funding to support our growth and innovation.
• For more details visit: www.iserveu.in

Role Overview:-

• We are seeking a high-caliber, deeply technical Principal Solution Architect to drive technical customer
• engagement, product evangelism, and solution architecture for our enterprise banking clients. Based out
• of our Chennai office, you will be the definitive technical voice of our product ecosystem.
• Your mission is two-fold: maintain absolute mastery over the complex, fast-evolving Indian payments
• landscape, and act as a trusted technical advisor to leadership teams at major commercial, retail, and
• cooperative banks. You will bridge the gap between core engineering and executive banking clients—
• delivering deep-dive technical demonstrations, articulating feature differentiation, and instilling absolute
• confidence that our architecture can flawlessly handle mission-critical transaction volumes.

Core Responsibilities:-

• Technical Customer Evangelism & Value Demonstration
• High-Impact Technical Demos: Lead end-to-end technical product demonstrations for C-suite

executives, IT heads, and chief architects at prospective banks.

• Feature Differentiation: Clearly articulate how our platform stands out from legacy systems in

terms of throughput, low latency, microservices architecture, automated failover mechanisms, and

total cost of ownership (TCO).

• Instilling Banking Confidence: Address complex architectural, infrastructure, and deployment

queries on the spot. Proactively mitigate risk concerns to convince highly risk-averse banking

committees that our product will scale seamlessly to their needs.

• Proof of Concept (PoC) Ownership: Scrutinize RFP/RFI requirements from banks, design tailored

technical solution blueprints, and oversee execution lines for high-stakes PoCs.

• Payment Lifecycle & Architecture Mastery
• End-to-End Lifecycle Ownership: Maintain an authoritative understanding of the full lifecycle of

• Indian payment rails—including transaction switching, routing matrices, authorization loops, real
• time clearing, multi-party settlement, automated reconciliation, and dispute/chargeback
• management frameworks.

• Technical Protocols: Demonstrate deep familiarity with payment messaging standards (ISO 8583,

ISO 20022, JSON/RESTful APIs), cryptographic hardware integrations (HSMs), and database

management systems optimized for heavy transaction concurrency.

• Compliance & Regulatory Alignment
• Indian Financial Guardrails: Ensure all solution architectures proposed to client banks perfectly

align with the latest Reserve Bank of India (RBI) mandates and National Payments Corporation of

India (NPCI) procedural guidelines.

• Data & Security Mandates: Guide clients through our product's native compliance frameworks,

including PCI-DSS, data localization laws, card tokenization rules, and strict access control

guidelines.

Requirements

Candidate Profile & Experience Blueprint:-

• Mandatory Industry Pedigree
• Payments Tech Background: You must have a proven track record of working on the

technical/engineering side of an established Indian payments technology company. Direct

experience at organizations providing payment switch/core-banking solutions is mandatory.

• Banking Domain Trust: Minimum 5-8 years of core technical experience, with at least 3+ years in

a client-facing technical sales, solution engineering, or advisory role directly facing Indian banks.

• Deep Transactional Expertise

Extensive technical familiarity with the deployable life cycles of core Indian transaction products is

required:

• Real-Time Retail Payments: UPI (Unified Payments Interface), IMPS, and AePS (Aadhar Enabled

Payment System).

• High-Value & Batch Rails: NEFT, RTGS, and direct integrations with the RBI’s E-Kuber system.
• Value-Added Systems: BBPS (Bharat Bill Payment System), NACH, and comprehensive

Card/POS/ATM switching ecosystems.

• Exceptional Interpersonal & Communication Skills
• The "Engine Room to Boardroom" Translator: Ability to debate low-level database deadlocks or

API structures with engineering teams in one hour, and deliver a polished, business-value driven

presentation to a Bank MD in the next.

• High-Trust Consultant Mentality: A patient, educational approach to customer success. You do not

just sell features—you educate banking stakeholders on the structural evolution of modern fintech

infrastructure.