Product Manager

About CheQ

At CheQ, we’re turning the chaos of credit into a journey that’s clear, rewarding, and even a little fun. With ₹80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we’re fast becoming India’s favorite way to go from credit-stressed to credit-smart.

Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn’t just another fintech, it’s a full-stack credit experience

What you’ll be doing

• We're looking for a Product Manager to join our Lending team and drive
• the personal loans and credit product experience. You'll independently own key
• parts of the lending journey — working closely with engineering, design, risk,
• compliance, and business teams to build products that are simple, compliant,
• and genuinely useful for our users.

Key Responsibilities

Independently

• own the product roadmap for specific lending journeys (e.g., loan
• application flow, eligibility checks, disbursal, repayment, collections
• experience)

Translate

business and regulatory requirements (RBI digital lending guidelines, KYC,

FLDG norms) into detailed product specs and drive them through to launch

Partner

with engineering and design to ship features end-to-end, balancing user

experience with regulatory and risk constraints

Own

funnel analysis, conversion metrics, and cohort behaviour to identify and

resolve friction points across the loan lifecycle

Work

closely with risk and credit teams to understand underwriting logic and

translate it into product decisions

Manage

relationships with lending partners (NBFCs/banks) and internal compliance

to ensure product changes meet regulatory requirements

Design

and run A/B tests to improve onboarding, KYC, and disbursal conversion

Mentor

junior PMs or associate PMs on specs, prioritization, and stakeholder

management (as applicable)

Present

roadmap updates, metrics, and insights to leadership on a regular cadence

What We're Looking For

2–3

years of experience in product management, with demonstrated ownership of

lending, personal loans, or credit products (fintech, NBFC preferred)

Solid

understanding of the end-to-end lending lifecycle — application, KYC,

underwriting, disbursal, repayment/collections

Working

knowledge of RBI digital lending guidelines and how regulatory constraints

shape product decisions

Strong

analytical skills — comfortable independently running funnel analysis,

cohort analysis, and SQL queries

Proven

ability to write clear PRDs and drive cross-functional execution with

minimal oversight

Experience

• collaborating directly experience collaborating with partner lending banks
• and NBFCs
• Why you should join CheQ?

You own it, we trust you

• Shape your work with freedom, deliver with ownership, backed by trust
• Bold,
• fast & human
• We push boundaries together, and deliver with agility, rigor, and heart. Always
• looking out for one another.

Growth

by osmosis

Learn directly from a stellar leadership team with rich, diverse backgrounds.

What you will not get

• Monotony → Work is dynamic, expect variety
• every day.
• Slow climbs → Growth here is about
• leaps, not ladders.
• Layers of
• red tape → We believe in speed, not bureaucracy.