Heritage Bank interview preparation.

Bachelor’s degree in Business Administration, Finance, Economics, Marketing or relevant discipline required.

Level II- 3+ years recent commercial credit underwriting experience, which includes financial statement analysis, cash flow analysis, collateral evaluation and loan structuring in a commercial banking environment required.

Senior level - 5+ years recent commercial credit underwriting experience, which includes financial statement analysis, cash flow analysis, collateral evaluation, loan structuring, and working knowledge of commercial real estate and C & I lending practices required.

Knowledge of risk management practices, and demonstrated ability to assess broad-based business impacts and identify risk trends, challenges, and opportunities.

Experience with Governance, Risk Management and Compliance (GRC) tools - preferred.

Bachelor's degree in Business, Finance, Accounting or relevant discipline – required.

8+ years of recent and progressive responsibilities tied to commercial deposit and relationship management / business development experience, counseling and customizing solutions to business clients and successfully managing complex commercial banking deposit relationships, to include a minimum of 2 – 3 years recent experience in a management / leadership role, successfully managing a team of bankers and support staff in a financial services industry required.

Pacific Coast Banking School Graduate or equivalent – preferred.